The biggest problem that most people have about managing their money is that they lie to themselves. Here are the top 10 biggest lies.

  1. ‘It’s good debt.’
  2. ‘I’m earning a return of X%.’
  3. ‘I’ll start saving later.’
  4. ‘I’ll be earning more in the future.’
  5. ‘I don’t have enough to invest.’
  6. ‘I deserve this.’
  7. ‘I saved money on this purchase.’
  8. ‘I got approved for this credit card, so my debt can’t be too bad.’
  9. ‘I’m young, I don’t need health insurance.’
  10. ‘I get paid well, so this crappy job is worth it.’

You can read more about each of these lies at The 10 most expensive lies we tell ourselves about money – Business Insider