Company name Metlife Inc
Stock ticker MET
Live stock price [stckqut]MET[/stckqut]
P/E compared to competitors Good

MANAGEMENT EXECUTION

Employee productivity Good
Sales growth Poor
EPS growth Good
P/E growth Good
EBIT growth Good

ANALYSIS

Confident Investor Rating Good
Target stock price (TWCA growth scenario) $88.61
Target stock price (averages with growth) $72.39
Target stock price (averages with no growth) $33.39
Target stock price (manual assumptions) $88.51

The following company description is from Google Finance: http://www.google.com/finance?q=met

MetLife, Inc. (MetLife) is a provider of life insurance, annuities, employee benefits and asset management. The Company’s segments include Retail; Group, Voluntary & Worksite Benefits, and Corporate Benefit Funding. Its three geographic segments are Latin America (collectively, the Americas); Asia, and Europe, the Middle East and Africa (EMEA). In addition, MetLife’s Corporate & Other includes MetLife Home Loans LLC (MLHL), the surviving, non-bank entity of the merger of MetLife Bank, National Association (MetLife Bank) with and into MLHL, and other business activities. Through its subsidiaries and affiliates, it operates in the United States, Japan, Latin America, Asia, Europe and the Middle East. The Company‘s businesses in the Americas offer a range of protection products and services.

 

Confident Investor comments: At this price and at this time, I think that a Confident Investor can confidently invest in Metlife Inc.

If you would like to understand how to evaluate companies like I do on this site, please read my book, The Confident Investor. You can review the best companies that I have found (and I probably invest my own money in most of these companies) in my Watch List.

How was this analysis of Metlife Inc calculated?

For owners of my book, “The Confident Investor” I offer the following analysis (you must be logged in to this site as a book owner in order to see the following analysis). If you have registered and cannot see the balance of this article, make sure you are logged in and refresh your browser.
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In order to assist you in using the techniques of this book, the values that I used when calculating the Manual pricing above were:

  • Stock price at the time of the calculation: $57.37
  • Growth: 0.2
  • Current EPS (TTM): $6.16
  • P/E: 9.3
  • Future EPS Calc: $15.32
  • Future Stock Price Calc: $142.55
  • Target stock price: $88.51

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I hope that this makes you a Confident Investor.

Nothing in the history of money has been more diabolically efficient at getting us to spend than a smartphone. It’s an instant-gratification machine for music, games, takeout and catching a ride, anywhere, all the time.

Now, however, your phone can prevent you from burning a hole in your wallet.

A growing set of apps can help with the self-control that it takes to save money for the future. Apps like Acorns, Digit.co, Level Money and Mint track all the ways you spend to tell you in one glance how to stay on budget. Some even squirrel away extra cash before you blow it.

Apps are key to getting millennials back on financial track. The generation America most likes fretting about—adults under 35—has a savings rate of negative 1.9%, says Moody’s Analytics chief economist Mark Zandi. (The savings rate for everyone 50 and under is also just south of zero.)

But phones are ideal for what behavioral economists, who study the psychology of money, call a nudge: always within reach and can make a game out of guiding us to good choices.

You can read the rest of this article by goinig to the original source: These Apps Can Finally Get You to Save Money – WSJ