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Company name Potash Corp./Saskatchewan (USA)
Stock ticker POT
Live stock price [stckqut]POT[/stckqut]
P/E compared to competitors Fair

MANAGEMENT EXECUTION

Employee productivity Good
Sales growth Good
EPS growth Good
P/E growth Fair
EBIT growth Good

ANALYSIS

Confident Investor Rating Good
Target stock price (TWCA growth scenario) $62.42
Target stock price (averages with growth) $69.92
Target stock price (averages with no growth) $50.09
Target stock price (manual assumptions) $48.96

The following company description is from Google Finance: http://www.google.com/finance?q=pot

Potash Corporation of Saskatchewan Inc. (PCS) is an integrated fertilizer and related industrial and feed products company. The Company operates in three segments: potash, phosphate and nitrogen. The Company owns and operates five potash mines in Saskatchewan and one in New Brunswick. Its phosphate operations include the manufacture and sale of solid and liquid phosphate fertilizers, phosphate feed and industrial acid, which is used in food products and industrial processes. The Company also has a phosphate mine and two mineral processing plant complexes in northern Florida and five phosphates feed plants in the United States. It produces phosphoric acid at its Geismar, Louisiana facility. The nitrogen operations involve the production of nitrogen fertilizers and nitrogen feed and industrial products, including ammonia, urea, nitrogen solutions, ammonium nitrate and nitric acid. It has nitrogen facilities in Georgia, Louisiana, Ohio and Trinidad.

 

Confident Investor comments: At this price and at this time, I think that a Confident Investor can confidently invest in this stock.

If you would like to understand how to evaluate companies like I do on this site, please read my book, The Confident Investor.

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If you are reading this site, I assume that you are concerned about your retirement. I assume that you have probably taken some steps to securing your ability to retire in comfort but you want to do more. Rather than just being comfortable, you want to have a luxurious lifestyle. Rather than working at the local Wal-Mart as a greeter, you want to spend that time on a hobby, socializing with friends, or visiting with your family.

It is important to understand that I am not suggesting you will retire with wealth. I am not suggesting that you will be able to own a mansion on beach, a ski chalet in the mountains, and a condo in downtown New York with a private jet and a Bentley to assist you in your roaming. This is a goal that is simply out of reach for most people unless they are already wealthy.

Retiring in a luxury lifestyle means:

  • Enjoying the best the world has to offer. When you travel you get to fly in first class. You stay in the best five-star hotels.
  • The car that you drive is no more than a few years old. It is equipped with all of the safety and creature comforts that you could want in a car.
  • If your interests include golf or tennis, then you belong to a private club. Regardless, of your interest in an athletic hobby, you belong to the finest health club to keep you fit and happy.
  • Fine dining is a must. There are many restaurants with the world’s greatest chefs creating amazing meals.
  • A beautiful luxury dream home to relax in is a wonderful reward for all the long hours and hard work. This will allow you to host parties for friends and family.
  • Looking your best so that you turn heads when you walk down the street is a great boost to your self-esteem; so knowing the best women fashion designers and the best men’s stylists is important.
  • Having relationships are important especially when celebrating success. Sharing life with loved ones makes life worth living.
  • Personal development is very important. Working on your spiritual side to be your best and helping others do the same is another of life’s great rewards. This includes charity work.

The secret to a retiring in luxury is to realize three main facts:

  1. You are going to live longer than you thought you would
  2. You need more money than you think to retire in luxury
  3. Most mutual funds don’t earn enough to really beat inflation

It is my hope that this site and my book will help you achieve the goals of being able to retire in luxury.  You can purchase my book wherever books are sold such as Amazon, Barnes and Noble, and Books A Million. It is available in e-book formats for Nook, Kindle, and iPad.

I suggest that you continue to read my site. You can make sure that you are receiving my updates by subscribing to me in several forums:

I hope that you enjoy the continued conversation.

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Company name CARBO Ceramics Inc.
Stock ticker CRR
Live stock price [stckqut]CRR[/stckqut]
P/E compared to competitors Good

MANAGEMENT EXECUTION

Employee productivity Fair
Sales growth Poor
EPS growth Fair
P/E growth Poor
EBIT growth Fair

ANALYSIS

Confident Investor Rating Poor
Target stock price (TWCA growth scenario) $46.75
Target stock price (averages with growth) $57.2
Target stock price (averages with no growth) $58.74
Target stock price (manual assumptions) $57.07

The following company description is from Google Finance: http://www.google.com/finance?q=crr

CARBO Ceramics Inc. is the supplier of ceramic proppant and the resin-coated sand. The Company is the provider of the fracture simulation software, and a provider of fracture design and consulting services, and a range of technologies for spill prevention, containment and countermeasures. The Company sells its products and services to operators of oil and natural gas wells, and to oilfield service companies. The Company’s products and services are primarily used in the hydraulic fracturing of natural gas and oil wells. The Company primarily manufactures five ceramic proppants. CARBOHSP and CARBOPROP are proppants designed primarily for use in deep oil and gas wells. It also sells fracture simulation software and provides fracture design, engineering and consulting services to oil and natural gas companies worldwide through its wholly owned subsidiary, StrataGen, Inc. The Company, during the year ended December 31, 2012, wound up its business in Applied Geomechanics, Inc.

 

 

Confident Investor comments: At this price and at this time, I do not think that a Confident Investor can confidently invest in this stock. My previous target for this stock was greatly exceeded but recent performance data has me questioning this company. I am removing Carbo Ceramics from my Watch List.

If you would like to understand how to evaluate companies like I do on this site, please read my book, The Confident Investor.
 

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Company name Baytex Energy Corp (USA)
Stock ticker BTE
Live stock price [stckqut]BTE[/stckqut]
P/E compared to competitors Good

MANAGEMENT EXECUTION

Employee productivity Good
Sales growth Poor
EPS growth Good
P/E growth Good
EBIT growth Good

ANALYSIS

Confident Investor Rating Good
Target stock price (TWCA growth scenario) $59.51
Target stock price (averages with growth) $44.72
Target stock price (averages with no growth) $22.88
Target stock price (manual assumptions) $47.21

The following company description is from Google Finance: http://www.google.com/finance?q=bte

Baytex Energy Corp. (Baytex), through its subsidiaries, are engaged in the business of acquiring, developing, exploiting and holding interests in petroleum and natural gas properties and related assets in Canada (in the provinces of British Columbia, Alberta and Saskatchewan) and in the United States (in the states of North Dakota and Wyoming). On February 3, 2011, the Company acquired heavy oil assets located in the Reno area of northern Alberta and the Lloydminster area of western Saskatchewan. On August 9, 2011, the Company acquired natural gas assets located in the Brewster area of west central Alberta. During the year ended December 31, 2011, it completed two dispositions of undeveloped lands; in the Kaybob South area of west central Alberta, it sold six sections of leasehold, including five sections with Duvernay rights, and in the Dodsland area in southwest Saskatchewan, which it sold 32,600 net acres of leasehold in the halo of the field.

 

Confident Investor comments: At this price and at this time, I think that a Confident Investor can confidently invest in this stock.

If you would like to understand how to evaluate companies like I do on this site, please read my book, The Confident Investor.

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Company name Balchem Corporation
Stock ticker BCPC
Live stock price [stckqut]BCPC[/stckqut]
P/E compared to competitors Fair

MANAGEMENT EXECUTION

Employee productivity Good
Sales growth Fair
EPS growth Good
P/E growth Poor
EBIT growth Good

ANALYSIS

Confident Investor Rating Fair
Target stock price (TWCA growth scenario) $48.53
Target stock price (averages with growth) $56.04
Target stock price (averages with no growth) $41.76
Target stock price (manual assumptions) $46.22

The following company description is from Google Finance: http://www.google.com/finance?q=bcpc

Balchem Corporation (Balchem) is engaged in the development, manufacture and marketing of specialty performance ingredients and products for the food, nutritional, feed, pharmaceutical and medical sterilization industries. The Company has three reportable segments: Specialty Products, Food, Pharma & Nutrition, and Animal Nutrition & Health. The Company sells its products through its own sales force, independent distributors and sales agents. The Company operates five wholly owned domestic subsidiaries, such as BCP Ingredients, Inc., Aberco, Inc., Balchem BV, Balchem Trading BV and Balchem Italia Srl. The Food, Pharma & Nutrition (FPN) segment provides microencapsulation solutions to a variety of applications in food, pharmaceutical and nutritional ingredients to enhance performance of nutritional fortification, processing, mixing, and packaging applications and shelf-life. Balchem’s Specialty Products segment operates in industry as ARC Specialty Products.

 

Confident Investor comments: At this time, I think that a Confident Investor can cautiously invest in this stock as long as the price is correct. Most of the fundamentals of this company are good but there are some concerns. I am leaving this company on my Watch List since it barely missed a Good company rating. Also, my list is very low on industrials and I am hesitant to cut one at this time.

If you would like to understand how to evaluate companies like I do on this site, please read my book, The Confident Investor.